Beat the fraudsters

Despite initiatives like chip and pin designed to prevent card fraud, last year more than £365 million of our money went missing through fraudulent means.

Unfortunately, criminals are resourceful and keep coming up with new ways to get to get their greedy mits on our hard-earned pennies.

Beware card skimming devices that capture credit and debit card details and are usaully placed on payment keypads at ticket machines.

Officers from the Dedicated Cheque and Plastic Crime Unit (DCPCU) advise cardholders to minimise dangers by avoiding ticket machines that appear unusual and to use their free hands to shield the keypad when entering their PINs and to cancel the transaction if they feel something fishy is going on.

Tips to avoid card fraud include not letting your card out of your sight when you pay in a shop and never keeping a reminder of your PIN with your card.

To be on the safe side it is always a good idea to check through bank statements on a regular basis for any unfamiliar transactions.

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