The Best Credit Cards for 2014

Banks are beginning to loosen the purse strings again as the UK shows more and more signs of growths. Credit cards are also becoming more competitive and we have sussed out the three best credit cards for 2014 in the UK. Lets take a closer look at each of our top picks in more detail.

Two Nice Introductory Offers

To kick off our three options for the best credit cards of 2014, the RBS Platinum Balance Transfer Purchase Card has an introductory offer of 0% interest for 15 months on a balance that is transferred within the first three months of having the credit card.

With 0% on all purchases for the first 15 months and balance transfers and purchases being charged at 16.95% variable per annum you get a great oveall credit card package here. The credit limit you will be entitled to with this card is dependent on your credit history and previous track record with your credit card repayments.

Option number 2 will really appeal to Tesco customers. The Tesco Clubcard Credit Card is an excellent option for anyone looking to bulk up their clubcard points total. You get 18 months of purchases at 0% upon signing up and you also get 0% on balance transfers for the first three months.

The real benefit to this card though is felt when making purchases at Tesco stores and fuel outlets as you earn 5 clubcard points for every £4 you spend as well as 1 clubcard point for every £1 you spend outside of Tesco. If you regularly fill up your car at Tesco then this card will be racking up clubcard points for you for something you already do.

Top Pick

Our top pick for the best credit cards in 2014 though is the AA Credit Card. With an AA Rewards credit card you get 0% on balance transfers for the first 12 months with just a 3% administration fee applied to the card. You also get 0% interest on purchases for an initial 10 month period. Spending means earning AA reward points as you purchase with double points on fuel purchases and AA products. When you have built up enough points you can then use them to get cash back on fuel costs.

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