BMW car insurance - Are you paying too much?

Owning a BMW is one of the ultimate status symbols. However, along with the prestige comes the extra associated costs, like petrol and higher insurance premiums.

The fact that your car is super-desirable means that it's also super-desirable for thieves, hence the higher premiums!

There's no reason why you need to accept the higher premiums lying down though, there are some really easy things you can do to bring your BMW Car Insurance right back down to a more modest level, and we're here to show you what you need to do.

Our first tip may be slightly basic, but it's something that will have a big effect. Improve your security! If you reduce the risk of your BMW being stolen by fitting an improved alarm and immobiliser system then your premium will come right down. You can also help by parking the car in a secure location at night.

Up your excess - A universal tip for bringing down insurance rates is to increase the amount you'll commit to pay in the event of a claim. This makes the insurance company liable for less, and brings your payment down.

Shop Around - With the economy in bad shape, playing companies off against each other will always result in savings.

Our final tip is to avoid unnecessary add-ons. It's important to only take out cover for things you need. Sometimes fully comprehensive isn't really required, so it's a bit excessive to splash out on it. simply weigh up any potential things that may happen, and get insurance accordingly.

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