Excite

Check out these tips for getting cheaper car insurance for young lads

There are few things as painful in a young man's life than having to fork over ridiculous money for his first few years' car insurance. It's a horrendous experience that really makes you wonder what the point in learning to drive before your mid 20s is. Despite the fact that it feels so horrible, it's a rite of passage that we all must undertake and once you have proven yourself to be a safe driver you'll soon notice a gradual decrease in your annual insurance premiums.

That still doesn't do anything to take the immediate sting out of your first few insurance policies though. It just seems wrong that you are often forced to pay over more than your car is actually worth on an annual basis until you reach a certain age, or have been driving for a certain pre-determined number of years. Fortunately, there are a few things you can do in order to get the best possible price on car insurance for young lads.

Firstly, you should really give some serious thought to taking an advanced driving course. As soon as you have successfully completed one of these courses, such as the ones offered by the AA, you'll often find that you are entitled to reduced rates from your insurance company. It's definitely worth the extra money, because you only need to do it once and it'll prove that you're both responsible and a capable driver, offering you savings that wouldn't have been possible otherwise without years of driving experience.

Next up, you can save yourself by agreeing to take a restricted mileage policy. This might sound quite pointless given the fact that you're supposed to be learning, and the best way to learn is to drive, but you'll actually save yourself quite a lot of money and depending on your location it mightn't affect you too much.

If you live in a built up area, the chances are that you'll not be putting in too many miles annually anyway. Everything will be within relatively close range, so you won't be putting the same amount of miles on the clock as someone who lives in a rural area away from places of interest. By agreeing that you'll drive less than a certain amount of miles per year, you'll potentially knock hundreds of pounds off your insurance premium, so it's definitely worth considering.

United Kingdom - Excite Network Copyright ©1995 - 2017