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Looking to reduce your monthly car insurance payment?

Insurance doesn't have to be the expensive headache that most consider it to be. There are several workarounds that you can use to reduce your monthly car insurance payment, while not sacrificing too much in terms of what you get for your money. We take a look at some of the best ways to reduce your monthly costs.

Choose Your Car CarefullyThe choice of car you make will have a huge impact on how much your insurance is going to cost you every month. The bigger the engine size and the more powerful the car, or the more expensive it is, the more you're likely to going to have to spend on insurance. It's also worth remembering that the rarer the car type, the pricier any required spare parts are going to be.

Don't Modify Your CarDespite the fact that you might think it looks pretty cool, if you are trying to get affordably insurance then you really should be keeping any car modifications to a bare minimum. Regardless of how minor you see the alteration as being, there is a good chance that it can result in an increase in your insurance premiums.

Take A DSA CourseThis one is especially important for younger drivers. By taking a DSA course, such as Pass Plus, you'll be able to cut around 30% off your insurance premium straight away. Passing this course shows that you are a capable driver, and mature enough to seek out additional lessons even though you've already got your full license - this is what insurance companies like to see.

Keep Your Car SafeYou can knock some extra money off your premium by making sure that your car has an adequate security system, including a good quality alarm, immobiliser and steering lock. Keeping the car in a garage on your property is also likely to save you some additional money.

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