Hints for finding car insurance for 18 year olds males

As if being male wasn't bad enough, with the vastly inflated car insurance premiums that come as part and parcel of belonging to the wrong gender in the eyes of insurance companies, when you're looking for car insurance for 18 year olds males things can become very hairy indeed.

You'll face a barrage of statistics and figures claiming that young male drivers are the cause of most of the accidents on the road, as well as claims that premiums are so high because they are irresponsible, careless and lack the due care and attention necessary to be a safe driver.

Whether or not you agree with the above points, the fact is that you're going to pay through the teeth when it comes to insurance for an 18 year old male. Even though it's likely that the final figure will be over £2,000 regardless of whether or not you follow our hints and tips blow, we can at least help you shave a few hundred pounds off the final cost.

Whether you're buying for a child, relation or yourself, it's important to know that insurance companies do offer reduced premiums for those who are willing to go the extra mile in proving themselves as mature and reliable.

The first step to do this is by buying a suitable car. There is absolutely no need to go for a flashy high end motor costing tens of thousands of pounds as your first car. You need to remember that you're just starting out, and your primary concern must be to gain experience and prove that you are not a risk to your insurer.

Next, you can complete a driving course, like those offered by The AA in order to reduce the price of your insurance policy. Insurers like to see the initiative and additional driving abilities that the successful participation in these courses displays, and will be more than willing to take a substantial percentage off the cost of your insurance as reward.

Finally, it's always a good idea to see if you can get further reductions for limited car use, such as reduced annual mileage. The less time you spend on the road, the less chance you have to get in an accident in the eyes of your insurance company.

United Kingdom - Excite Network Copyright ©1995 - 2021