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Car insurance for young drivers is available for under 1000 pounds a year

When you're just starting to drive, one of the biggest obstacles is getting the finance for car insurance, which can often run into silly numbers. But there's a great way of getting car insurance for young drivers under 1000 pounds.

Pay as you drive or tracker insurance is a fantastic new way for young drivers to get on the road. The insurance company attaches a small device to your car that acts as a tracker and transmits information on your driving habits back to the insurer. Rather than being categorised as a risky driver just because you're young, the insurance company can calculate a car insurance premium that is a fairer reflection on how you drive.

The amount of miles you drive every month is one of the biggest factors affecting your premium under this type of car insurance. Insurance companies recognise that the more you drive, the more likely you are to be involved in an accident. If you're an infrequent driver who only uses the car to drive to work or to college, you could make some serious savings by opting for pay as you drive car insurance.

It's also possible to put a curfew in place on your driving. Statistics show that young drivers are much more likely to be involved in an accident between the hours of 11pm and 6pm. If you're willing to stop using your car between these hours, the insurance company will reward you with a generous reduction on your premium. Young drivers who sign up for the curfew and break it will be punished with a fine, which is usually around £25.

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