Excite

How to find the cheapest car insurance for young drivers in 2011

There are a number of measures any young or inexperienced driver can take in order to ensure that they get the cheapest car insurance possible. While some of these measures certainly won't appeal to everyone, there will surely be something here that can save you at least a few pounds on your insurance premium.

The first thing you need to understand is the reason why car insurance companies charge young drivers so much. Primarily it's because of their lack of experience. As a newly qualified driver, it is a statistically sound assumption to make to presume that you lack the experience and knowledge to adequately deal with many real life situations, which feeds into the second main reason - young drivers get into more accidents than any other driving demographic.

If you're going to get your premium down to a more reasonable level, you'll have to take measures that show your insurance company that these things don't necessarily apply to you, or if they do, that you are doing everything in your power to minimise their risk in covering you.

You can prove you're not lacking in important experience or driving ability by taking one of the many advanced driving courses offered to young drivers. Successful completion of these courses will prove to your insurance company that you are a competent driver, regardless of your age, and should knock quite a bit of money off your premium.

Another option is to request limitations be placed on your driving. These can come in the guise of speed limiters, hour limits or mileage limits. The first category is self explanatory, while the second and third involve you and your insurance company agreeing in advance what times of the day you will and won't use the road (keeping off the road in the dark hours is a very good way to save money) or how many miles you drive over the course of a year (the logic here is that the less miles you drive, the less chance there is of you becoming involved in road accident).

With these helpful hints, you should be able to find the cheapest car insurance for young drivers available in 2011 with a little bit of hard work and research.

United Kingdom - Excite Network Copyright ©1995 - 2017