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We search for the cheapest European breakdown cover

If you find yourself doing a lot of driving on the continent, while still being a resident of the United Kingdom, then it might be prudent for you to give some consideration to a European breakdown cover policy.

Have you ever thought about what would happen if you had a mechanical failure and found yourself stranded miles from anywhere in a foreign country? Even if you have a basic grasp of the language, it's going to be very difficult to organise roadside assistance and repair if necessary, so we've decided to take a look at some of the European breakdown coverage policies available.

Even if you and your family are planning on taking a trip to Europe this summer and renting a car so that you can drive around at your leisure there are options available at affordable rates to ensure that you'll be able to call for help should you require it.

Before deciding on which company to go with, you'll need to figure out a few things first. What type of cover best suits your situation? Most insurers will offer you single trip and annual multi trip options. If you're only planning on one or two trips in a year, then you're probably better off sticking to the single trip coverage.

Next it's very important to confirm that the policy will cover you in the country or countries you plan on travelling within. It's no good taking out a policy only to find out that you're not covered for the one country you actually break down in!

The final decision to make regarding European breakdown cover is how you'd like the payment to be organised for any repairs. The two main systems are pay and claim, which is fairly self explanatory - you pay the money there and then, and claim it back when you get home - or automatic, which means the insurance company will send someone out to help you out of their own pocket.

From what we've found, the cheapest European breakdown cover offered right now is from the RAC. They're offering European coverage for any car less than 10 years old for £34.50, but this comes with a £23.46 cashback offer for anyone who signs up at www.topcashback.co.uk/rac_uk_breakdown.

You'll need to act fast, this offer closes at midnight on May 5th

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