How to lower your driver insuranc costs

If you're sick to your back teeth of paying out high insurance premiums despite the fact that you've proven time and time again that you're a safe driver by never being involved in any accidents, then you can save some additional money by following our list of driver insuranc hints!

Split the Insurance with Your WifeIf you're a male driver, you'll no doubt be used to your wife telling you that your insurance premium is higher than hers because she is statistically a safer driver than, purely based on her gender. Well now you can use that to your advantage by insuring your car as the family vehicle with her as the main driver and you as the named driver. This will save you a hefty wedge of cash, but make sure that she does actually use the vehicle, otherwise you could invalidate your insurance and be left high and dry in the case of a claim.

Do Your Shopping On the NetThe internet has quickly become established as the number one resource when it comes to saving money, and car insurance is no different. Many companies offer discounts of up to 10% for anyone who signs up via their website. If you're worried about buying online, you have absolutely no need to be. It's far safer than buying over the phone!

Don't Stick to the Same CompanyJust because you've had your current insurance company since you started driving doesn't mean you're obligated to stick with them. By shopping around for different quotes when it nears renewal time, you'll be able to ensure that you're getting the best deal at all times.

We hope these hints help you shave some money off your annual insurance premiums!

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