Young drivers can cut insurance costs with a curfew

It's not easy finding reasonable car insurance when you're a young driver. But there are ways of reducing the amount you're charged by insurance companies. A young drivers' insurance curfew is a fantastic way of making yourself more appealing to insurers and getting a large discount in the process.

A young drivers curfew works by attaching a small device to your car that monitors when it's used. Statistics show that young drivers are much more likely to be involved in an accident between the hours of 11pm and 6am. If you're willing to give up using your car between these hours, you could save up to 40 per cent on the cost of you car insurance.

If you break the curfew and take your car out between the restricted hours, the insurance company will punish you with a small fine, usually around £25. It's important to be careful that you don't regularly break the curfew or you could see your 40 per cent saving disappearing very quickly.

There are a number of other ways for young drivers to reduce the premium they pay for car insurance. Driving a standard car without modifications and a powerful engine will automatically make insurers look at you more favourably. And having the car properly secured with alarms and immobilisers is also a good way of cutting insurance costs.

Although many young drivers will feel that having a curfew in place on their driving takes a lot of the fun out of owning a car, it's a fabulous way of saving serious money on your car insurance.


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