Easy to arrange loans for the unemployed with no up front fees
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People who are out of work often have a difficult time arranging small but necessary loans. Fortunately, there are places who will provide loans for the unemployed with no up front fees.
One of the first places you should approach for a loan when you're out of work is the Credit Union. They provide easy to access loans to all of their members. The amount you can borrow from the Credit Union depends on your savings history and your personal circumstances.
If you are a regular saver in the Credit Union you have a much better chance of securing a substantial loan. Similarly, if someone in your family is willing to go guarantor on your loan, you will be able to borrow a larger amount from the Credit Union.
To apply for a loan from the Credit Union you need to call into one of the local branches and speak with a loans officer. They'll be able to tell you how much you can borrow and what the repayment plan will look like.
Another option for loans for the unemployed with no up front fees is Provident. They provide unsecured loans up to €500 to everyone; even people with a bad credit history. Because the loans are unsecured, you don't need to provide any collateral for the loan and none of your assets are at risk if you default on the loan.
You can apply for a loan from Provident over the phone or on their website. The application process is extremely quick and a decision on your loan is made instantly. If it's approved, you can look forward to the money being in your bank account by the next day.