Got a fleet of cars to insure? We look at the best deals

Finding value for money is essential when you're buying car insurance for your company's vehicles, so it's always good to keep up to date with the latest offers and trends in the fleet insurance market.

If you've got a fleet of cars to insure then you'll need to shop around in order to find the best offers available in the UK, to ensure that you and your employer know for certain that the money isn't being wasted on substantial, inadequate or overpriced coverage.

In order to find the best deal, there are some questions you'll need to answer first in order to narrow down the possibilities on offer. Firstly you'll need to find out exactly how many vehicles are in the fleet that you wish to cover. In order to qualify for fleet insurance, you'll generally need at least two vehicles - although this number can be higher depending on the insurance company you are dealing with.

You won't be able to insure privately owned vehicles under your business's fleet insurance policy due to the requirements that all vehicles named must be registered to the principle holder of the policy. If you are self employed, or are the head of the company, then this can be worked around quite easily, but just be wary that if you use third party vehicles that they won't be eligible for cover.

If you have a mixed fleet, that is to say one that includes cars, vans, trucks or agricultural vehicles, then you'll still be able to cover them all under the one policy, so you needn't worry about having to set up confusing ones. You can also mix the type of insurance needed for each vehicle; they don't all need to be third party, or fully comprehensive - it's entirely up to you.

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