Looking for good cheap car insurance for young drivers?

Young drivers have always been forced to pay a premium when it comes to car insurance. The facts and figures show that younger drivers are statistically more likely to be involved in accidents than their older counterparts, with 20% of new drivers likely to have an accident within their first 12 months of driving.

Often the higher cost of insurance can prove to be prohibitive for young drivers, resulting in them being unable to gain the necessary experience behind the wheel to become good drivers. If you fall into this category, then you'll be pleased to know that there are ways to qualify for good cheap car insurance for young drivers.

The car you drive plays a very important part in the cost of your insurance, so it's wide to ensure that your first car is in an insurance group that is affordable to you. In the UK cars are rated in a group from 1 to 20, with 1 being the lowest cost to insure. You can use this handy online application to figure out the best car for your budget http://www.thatcham.org/abigrouprating/index.jsp?page=343.

Once you've bought your car, it's important not to modify it. Sure it might look cool, but it's going to mean that the cost of your insurance premium goes through the roof. Remember, it's only your first car and you're not yet an experienced driver - can't you wait a few years to start adding accessories and modifications to it?

Car security is a major factor in the cost of your car insurance too, so if your car hasn't been fitted with an alarm or immobiliser system it's definitely going to be worth your while getting one installed.

If you follow these guidelines, then you should be able to save yourself some serious money on your car insurance, but it's still very important that you shop around to ensure you get the best price. Almost all insurers will give you an immediate quote over the phone or online, so it's worth putting a little time into checking around.

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