Looking for private hire insurance in Birmingham?
If you drive a private hire vehicle, that is to say not a regular taxi who can actively look for fares on public roads but one which can only pick up fares with pre booked appointments, then you're going to need a slightly different type of insurance to regular taxi drivers.
Obviously in order to take out private hire insurance, you'll need to make sure that you have a private hire license, have a vehicle that has passed the stringent tests required for all private hire vehicles and pass a medical examination which deems you fit and able to carry out the job.
Once you have all of these things completed, you'll need to get yourself sorted out with a legally acceptable form of worn photo identification which you are to have on your person at all times while working.
Getting the best price on your insurance when you have met all the criteria necessary to be legally able to work as a private hire driver can be helped by following our guide below.
Firstly, if you have had no claims while driving your own car, you will most likely be rewarded by insurance companies. If you have had some claims however, you can expect your premium to go up depending on the severity and cost of the claims you have been involved in.
Taking out third party insurance as opposed to fully comprehensive will offer significant savings, but bear in mind that if you are involved in an accident deemed to be your fault, you will have to pay for all repair work to your own vehicle out of your own pocket.
Depending on the area you plan on working, your insurance company may insist you also take out fire and theft protection on your third party coverage. This generally only applies to areas deemed high risk, which have a reputation for crime, but it's worth keeping in mind.
Once you've decided on what type of policy you would like, it's time to look for the best private hire insurance companies in Birmingham. There are many resources online in order to help you find the right company for you, but we would recommend you take a look at Connect Insurance Brokers, who can find you some of the best prices available.
You can contact them on 0121 328 2391 or via their website at www.connect-insurance.co.uk.