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Tips for finding the right holiday loan

There are times when your finances cannot accommodate an expensive holiday, but you still want to go, maybe because you have found a great deal on your dream cruise or you don’t want to miss a special occasion such as a wedding or an anniversary. This is when a holiday loan can help you fulfil your dream.

Because holidays are not regarded as essential expenditures, some loan providers do not provide options for holiday loans. If you are interested in applying for such a loan, you should take some time to look for providers that offer them and compare their rates. Don’t worry if your credit history is not stellar, as you may still qualify for a holiday loan. The best way to do this is to get several different quotes and choose the one that is ideal for your needs.

Comparison sites for holiday loans

A useful website that will help you apply for a holiday loan is loanrater.co.uk. All you need to do is complete a short form with your details and you will get an almost instant quote for a holiday loan. The website will compare a variety of rates from providers including Tesco Loans, Egg, Provident, Nationwide, Alliance Leicester, Platinum Loans, Santander and many more. You can review the details of the best loan plan available for you before applying for it.

Another website you can check when looking for a holiday loan is loansforuk.co.uk. Here you can choose from a variety of loans ranging from £5,000 to £25,000. The website will compare several loans that are suitable for your needs and let you choose the right one.

Holiday loans can be repaid either in one lump sum or on a monthly instalment basis. Generally, the process involves little paperwork and you are given a quote on the same day you apply. The interest rates for a holiday loan vary between 6.3% and 6.6% APR, depending on the provider you choose.

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