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Insuring your motorbike in the UK

When you are purchasing a motorbike, it is important to note the insurance options in the UK. Unlike The Association of British Insurers (ABI) car insurance groups, which are accepted throughout the British insurance industry, a much more informal approach has been taken towards motorbikes.

Motorbike insurance groups usually range from Group Three to Group 17 as a general guideline. The low powered motorbikes are generally grouped 3-6 (125cc). Then the 250cc motorbikes are grouped from groups 5-10, with the higher powered engines grouped from 10-17.

The insurance companies all operate on a different grouping basis so it is important to shop around when looking for a quote for insurance. However, it must be noted that motorbike insurance groups are not the only factor the insurance company takes into consideration, when determining the cost of your premium. There are other factors involved such as the age of the rider, the amount of mileage done, the security of the bike and other considerations are taken into account.

The insurance companies all operate on a different grouping basis so it is important to shop around when looking for a quote for insurance. However, as a general guideline a full list of motorbike insurance groupings can be found on the internet. These sites illustrate all the different bike models and the different groupings your motorbike should come under in relation to your insurance premium.

When you are buying a motorbike it is important to note the insurance group it will come under in relation to your premium. Always shop around, as insurance premiums may differ greatly between different insurance companies.

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