What is covered with Lloyds TSB car insurance?

When it comes to insuring your vehicle, it’s important to look carefully at what will be covered, as well as how much it will cost.

Lloyds TSB car insurance offers comprehensive cover that includes no claims discounts and a three year guarantee on approved repairs. And as long as your car has not been written off or stolen, you will receive a courtesy car while your vehicle is being fixed.

There is a round-the-clock emergency and windscreen helpline, and for those who enjoy driving abroad, 60 days of cover while travelling in the European Union.

Extra options can be added to your policy. These include up to £100,000 of legal cover, which can help you recoup uninsured losses if you are involved in an accident that was not your fault. You can also get a substitute vehicle for up to two days following an accident, while there is a 24 hour claims line available to advise you. This add-on costs from £25.99 a year.

Another option is annual breakdown cover, which is supplied by the RAC. You can choose from a range of levels, for example roadside assistance, at home, recovery and onward travel, and prices start from £39.99.

Lloyds TSB car insurance also offers Keycare, which protects the driver if his or her car keys are locked inside the vehicle or house. The service costs £14.99 a year and will cover locksmith charges, replacement locks and keys, and car hire.

As with all insurance, terms and conditions apply – so it’s always advisable to read your policy thoroughly.


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