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Our guide to getting the most from your credit cards

Getting a Credit Card can revolutionise how you use your personal finances. they enable to make purchases online, purchase items you couldn't afford normally, and they are simply essential when it comes to booking flights. If you've been undecided on whether to get yourself a Credit Card, then our helpful guide to credit cards should help.

The advantages of holding a credit card are almost limitless. You can use it a short term loan if you want, and it will incur no penalties if you pay back the balance on time, in full. Credit Cards offer a safe and unbelievably convenient way to pay for everyday items. You'll have full purchase protection, and protection against fraud. There are often incentives for using the card such as loyalty points and bonus offers. Perhaps the ultimate convenience is that a Credit Card acts as a global currency, allowing you to use it anywhere in the world.

If you are thinking about picking one up, then the ultimate tip we can give you is to make sure you pay the card off in full each month through a direct debit from your bank. If you do this, then you won't have to pay any interest, and the balance will be cleared every few weeks. It's perfect.

Some banks will even let you link your card to your bank account in your online banking page, so you can always keep track of how much you have spent! Get on to your bank today about picking one up!

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