Sainsburys personal loan products

Although its well known for its supermarkets, Sainsburys also provides personal loan products for customers and non-customers. They have a variety of loans with different APRs, credit score requirements and available finance, most of which are designed for specific purposes.


Sainsburys Personal Loan - Shopper Reward

Sainsburys shopper reward personal loan are smaller loans than other products designed for Sainsburys customer. You get a £25 Sainsburys gift voucher with the loan and can also earn Nectar points when you apply. The APR is 8.9% on the loan, which can be between £5,000 and £7,499.


Sainsburys Standard Small Personal Loan

The Sainsburys small personal loan is the same as the Shopper Reward loan but you don't get the gift card or the chance to earn double Nectar points over two years. The APR, in this case, is lower than the Shopper Reward loan at 8.2%.


Both the Shopper Reward and standard personal loan come with medium and large options. The medium option for both is between £7,500 to £14,999 (6.9% APR for the Shopper Reward product and 6.2% APR for the Sainsburys standard personal loan) and the large loan is between £14,500 to £25,000 (8.8% APR for Shopper Reward loans and 8.1% APR for standard large loans). The general details of each loan stays the same, except for the change in APR and available finance.


Homeowner Loans

The final Sainsburys personal loan is the homeowner loan, which is secured on your house for any amount between £25,000 to £100,000 on a term of 5 to 30 years.


For all Sainsburys loans you can apply online or pick up a leaflet from your local store with all the application details, requirements and other general information about Sainsbury personal loan products.

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