The tax benefits of marriage in the UK

Getting married is an expensive business. The day alone costs people thousands and then most of us overspend on the honeymoon in an effort to do things right. Making great memories is normally expensive but the biggest expenses come when you and your new partner want to make a life together. Thankfully there are some tax benefits of marriage in the UK that could help you along the way.
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Married Couple’s Allowance

The Married Couple’s Allowance is a tax break that’s paid out to couples, including those in a civil partnership. Whether one or both of you are working, you will be eligible for the tax break. But unfortunately this isn’t a benefit paid out to anyone who’s married.


If you were married before 5 December 2005, you’re living with your spouse and at least one of you was born before 6 April 1935, you can claim this allowance, which offers up to a 10% cut in tax. If you were married after 5 December 2005 or you’re in a civil partnership with someone born before 6 April 1935, the person with the highest income can claim Married Couple’s Allowance. If you qualify through either route and one of you passes away or you divorce, you can still claim the benefit for the rest of that tax year.

How to claim

To claim Married Couple's Allowance you’ll need to phone or write to HMRC. You’ll be asked for personal information about you and your partner, stuff like your address and your dates of birth, and you’ll have to give the date on which you were married.

Final word

This is a benefit that’s a bit misleading. In a way it’s actually a tax break for those who are above retirement age but are still working as you have to be born before 6 April 1935. The vast majority of newlyweds in this country were born many decades after this 1935 cut off, so those who really could do with a little help to start their lives and build a family, don’t benefit from the Married Couple’s Allowance.

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