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Find the top savings account rates today

If you're looking for a way to earn as much money as you can from your savings, then you really need to be looking for the top savings account rates out there today in the United Kingdom. While the current financial climate means that it can often be quite difficult to find decent interest rates, it's very important that you put in the effort to find the best deal for your own personal situation.

Often, a small difference in the interest rate can have a huge bearing on how much money you can make on interest over the course of a year. Of course this will very much depend on how much money you plan on saving to begin with, so we recommend that you sit down and try to figure this out first.

If you have a lump sum in your bank account that you would like to transfer to your new savings account, you may receive a bonus for the first year's worth of savings. You can then supplement this lump sum with regular payments either weekly or monthly, from any unused income that you may have.

It is very important that you read all the terms and conditions of any agreement before you enter into it, since many fixed rate savings accounts will actually charge you should you want to take money out before the term has expired. If this is the case, you want to be be absolutely sure that you can manage financially without the need to dip into your savings account.

If you take a look at moneyfacts.co.uk, you'll be able to find all the information you need to know about the top savings account rates in the United Kingdom from a range of institutions including Allied Irish Bank, Saga, the Post Office, Northern Rock, ING Direct, Nationwide and more. Alternatively, you could speak to a financial advisor in one of your local banks, who will happily demonstrate to you how you can make your money go as far as possible.

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