Want to know how to get cheap car insurance?
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Many people struggle to find cheap car insurance - especially young drivers and people who've claimed for accidents in the past, who insurance companies view as the riskiest groups of drivers to insure. However, it's still possible for these drivers to find a bargain on car insurance.
Many insurance companies offer a new form of car insurance known as pay as you drive car insurance. It's a great idea for young drivers and can help dramatically reduce the amount you pay for car insurance.
It works by attaching a tracker to your car that sends information on your driving skills and habits back to the insurance company. If the insurer sees that you're a safe and responsible driver, they'll be more than happy to offer you cheap car insurance.
The tracker sends a lot of information back to the insurer. For example, the speed at which you drive. If you're constantly breaking the speed limit, the insurance company is likely to hit you with a large insurance premium because the chances of being involved in an accident are much greater. Slower driving means cheaper car insurance.
Many pay as you drive car insurance policies include a curfew. If drivers agree not to drive their car at certain times of the night - usually between 11pm and 6am - they can look forward to a terrific deal on car insurance. This is because statistics show that the majority of accidents occur during these hours. Drivers who break the curfew are punished with a small fine, usually in the region of £25.